Getting mortgages,
made simple.

Experience a stress-free journey in securing the most beneficial mortgage for your home purchase.

Specialized Solutions for Every Borrower

Whether you're buying your first home, investing in property, or refinancing, I have tailored mortgage solutions to meet your unique needs.

🏡

First-Time Homebuyer

Step into homeownership with confidence. I'll guide you through every step, from pre-qualification to closing, with programs designed specifically for first-time buyers including low down payment options and special grants.

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💰

Home Purchaser

Ready to make your move? Access competitive rates and streamlined processes for purchasing your next home. From conventional to jumbo loans, I'll help you find the perfect financing solution for your dream property.

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📈

Real Estate Investor

Build your portfolio with flexible investment property financing. Explore DSCR loans, conventional investor mortgages, and portfolio loan options designed to help you grow your real estate investments strategically.

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🔄

Refinance

Lower your rate, reduce your payment, or tap into your equity. Discover refinance options that can save you thousands over the life of your loan, including rate-and-term and cash-out refinancing opportunities.

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🏠

Home Equity

Unlock the value in your home with HELOCs and home equity loans. Perfect for renovations, debt consolidation, or major expenses. Access your equity with competitive rates and flexible terms tailored to your needs.

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Why Work With Me?

Experience personalized service with fast pre-approvals, competitive rates, and expert guidance throughout your mortgage journey. I'm committed to finding the best solution for your unique financial situation.

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Mortgage Calculators

Use our comprehensive tools to explore your mortgage options and make informed decisions.

6.5%

Monthly Principal & Interest

$1,580

Your base loan payment

Total Monthly Payment

$1,930

Including taxes, insurance, and fees

Ready to Get Started?

Get pre-qualified and discover exactly what you can afford

Get Pre-Qualified

*Estimates are for informational purposes only. Actual rates and payments may vary. Not a commitment to lend.

Amortization Overview

Total Interest Paid

$0

Total Amount Paid

$0

Payoff Date

--

Principal vs Interest Over Time

Current Loan

7.0%

New Loan

6.0%

New Monthly Payment

$1,199

Principal & Interest only

Monthly Savings

$131

Break-Even Point

38 months

Total Savings Over Life of Loan

$47,640

Start Refinancing

*Estimates are for informational purposes only. Not a commitment to lend.

Buying

20%
6.5%
1.0%
3.0%

Renting

3.0%

Other Factors

25%
7.0%

Cumulative Cost Comparison

Total Cost (Buying)

$450,000

Total Cost (Renting)

$216,000

Your Equity After 10 Years

$150,000

Net Financial Position

+$234,000

Start Your Home Buying Journey

*Simplified analysis for comparison. Actual results may vary.

Market Updates

Financial News

30-Year Fixed Rate Mortgage Average in the United States

Current Rate: Loading...

Source: Federal Reserve Economic Data (FRED). Not a guarantee of borrower rate; actual rates depend on credit-worthiness and other factors.

Market Yield on U.S. Treasury Securities at 10-Year Constant Maturity

Current Yield: Loading...

Source: Federal Reserve Economic Data (FRED).

Get In Touch

Have questions about your mortgage options? I'm here to help you navigate the process with personalized guidance.

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Kyle Kiss

Kyle Kiss

Mortgage Loan Officer

I help homebuyers, homeowners, and investors navigate financing with clarity and confidence. From first-time purchases to refinances and DSCR loans, I tailor solutions to your goals and timeline.