Privacy Policy

Last Updated: September 20, 2026

Introduction

At Kiss Mortgage, we are committed to protecting your privacy and ensuring the security of your personal information. Kiss Mortgage is a personal brand and website operated by a loan officer sponsored by Paramount Residential Mortgage Group, Inc. (PRMG), a licensed direct lender. Kiss Mortgage is not a lender. We will never sell your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, create a registered account, or use the client or partner portal.

We Do Not Sell Your Personal Information

Kiss Mortgage does not sell, rent, trade, or otherwise transfer your personal information—including your mobile phone number—to third parties for monetary or other valuable consideration, including for third-party marketing purposes. We will never sell your personal information—now or in the future. Any sharing described in this policy is limited to what is necessary to operate this website and app, facilitate your mortgage inquiry with PRMG, comply with the law, or with your explicit consent.

Mobile Phone Numbers and Text Messages

When you provide a mobile phone number to Kiss Mortgage, this section describes how we collect, use, and protect it.

• We use your mobile phone number to communicate with you about your mortgage inquiry and loan application, including automated text messages (SMS) you have requested or consented to receive, such as secure document-upload links, reminders, loan updates, and account notifications.
• We do not sell, rent, or share your mobile phone number with third parties for their own marketing or promotional purposes.
• We may share your mobile phone number with service providers who deliver communications on our behalf (for example, SMS delivery platforms). These providers may only use your number to perform services for us and are contractually prohibited from using it for their own marketing.
• You may opt out of text messages at any time by replying STOP to any message. Reply HELP for assistance. For full SMS program terms, see our Terms of Service.

Information We Collect

We may collect information about you when you visit the website, submit a form or questionnaire, create a registered account, upload documents, or use the portal. The information we may collect includes:

• Personal identification information (name, email address, phone number, and similar contact details)
• Financial and employment information you provide (such as income and self-reported credit information). This app does not collect your Social Security number
• Property and loan information you provide (such as address, estimated value, and loan amount sought)
• Account information, including login credentials, profile settings, and portal activity
• Documents and files you or the team upload (for example, income documents and other items requested for your file)
• Usage data, website interaction information, cookies, and similar tracking technologies

How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain the website, registered accounts, and client or partner portal
• Facilitate your mortgage inquiry and share information with PRMG, the licensed lender, as needed to support origination — not to originate or fund a loan ourselves
• Communicate with you about your account, document requests, loan progress, and services you have requested
• Send you marketing and promotional communications (with your consent)
• Improve our website and services
• Comply with legal obligations
• Process document uploads and document requests, and show you loan-progress and next-step information in the portal

Information Sharing and Disclosure

We do not sell your personal information, and we do not share or sell your mobile phone number to third parties for their marketing purposes. We may share your information only in the limited circumstances described below:

• PRMG (the licensed lender) and its authorized service providers as needed to review, originate, underwrite, or fund a mortgage
• Service providers who host, operate, or support this website and app (for example, hosting, email, and SMS delivery)
• Legal authorities when required by law or to protect our rights
• Assigned real estate agent partners or other parties you have authorized, when needed to coordinate your transaction
• Business partners with your consent

Because any mortgage loan is offered by PRMG, please also review PRMG's Privacy Policy.

Registered Accounts

If you create or accept an invitation to a registered account, we use your information to operate that account and the features available to your role (client, invited real estate agent, or authorized team member).

• Account data includes the information you submit in the portal, documents associated with your file, and communications or notifications related to your inquiry
• You may request account deletion from your account settings. We may retain information as required by law, compliance, or the lender's records-retention obligations
• Having an account does not mean Kiss Mortgage is your lender. Official lending privacy practices for a PRMG loan are described in PRMG's Privacy Policy

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

Your Rights

You have the right to:

• Access and receive a copy of your personal information
• Rectify inaccurate or incomplete information
• Request deletion of your personal information
• Object to processing of your personal information
• Request restriction of processing your personal information
• Data portability
• Withdraw consent at any time

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

Third-Party Links

Our website may contain links to third-party websites, including PRMG. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to read the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Contact Us

If you have any questions about this Privacy Policy, please contact us: