Terms of Service

Last Updated: August 5, 2026

Agreement to Terms

By accessing or using the Kiss Mortgage website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Use License

Permission is granted to temporarily access the materials on Kiss Mortgage's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

Mortgage Services

Kiss Mortgage provides mortgage loan origination services. By using our services, you understand and agree that:

• All loan applications are subject to credit approval and underwriting guidelines
• Rates and terms are subject to change without notice
• Loans are originated and funded through our direct lending programs at Paramount Residential Mortgage Group, Inc.
• Final loan approval is subject to underwriting requirements and conditions
• You must provide accurate and complete information in all applications

SMS Text Messaging Program

If you provide a mobile phone number and opt in on Kiss Mortgage's website, application forms, or client portal, you agree to these SMS terms in addition to the rest of this agreement.

• You may receive automated text messages (SMS) about your mortgage inquiry and loan application, including secure document-upload links and reminders, loan status and account notifications, and occasional marketing messages where you have given consent. Messages are sent using automated SMS technology, including Sinch.
• Message frequency varies depending on your loan activity; you may receive multiple messages during an active document request or application.
• Message and data rates may apply. Consent to receive text messages is not a condition of purchase or obtaining a mortgage.
• You may opt out at any time by replying STOP to any message. After you opt out, you may receive one final confirmation text. Reply HELP for assistance with the messaging program.
• Wireless carriers are not liable for delayed or undelivered messages. For customer care, use the contact information in the Contact Information section below.

See our Privacy Policy for how we collect, use, and protect your phone number and other personal information. Privacy Policy.

Disclaimer

The materials on Kiss Mortgage's website are provided on an 'as is' basis. Kiss Mortgage makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Limitations

In no event shall Kiss Mortgage or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Kiss Mortgage's website, even if Kiss Mortgage or a Kiss Mortgage authorized representative has been notified orally or in writing of the possibility of such damage.

Accuracy of Materials

The materials appearing on Kiss Mortgage's website could include technical, typographical, or photographic errors. Kiss Mortgage does not warrant that any of the materials on its website are accurate, complete, or current. Kiss Mortgage may make changes to the materials contained on its website at any time without notice.

Links

Kiss Mortgage has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Kiss Mortgage of the site. Use of any such linked website is at the user's own risk.

Modifications

Kiss Mortgage may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

Contact Information

If you have any questions about these Terms of Service, please contact us: